Why Some Older Adults Aren’t Ready to Retire

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Many people choose to retire once they reach the age of 65. However, some seniors aren’t interested or just don’t want to retire. While finances may play a role, there are other reasons seniors delay retirement. Read on to learn more. 

Insufficient Finances

Some people who retire end up worrying about money because it’s frustrating for them to see the money they’ve worked to save slowly diminish every year. Your elderly loved one may not have enough money saved up for retirement yet, or he or she may be cautious about retiring after seeing retired friends face difficulty with their finances. By working past typical retirement age, seniors may be able to increase their pensions and establish financial stability for retirement. 

Many older adults face challenges such as decreasing physical and mental health, so the costs of home care should be considered in financial planning decisions. There are a variety of age-related health conditions that can make it more challenging for seniors to live independently. However, many of the challenges they face can be easier to address if their families opt for professional homecare. You can rely on expertly trained caregivers to keep your loved one safe and comfortable while aging in place.


Seniors often build fulfilling relationships with their coworkers. Though it’s possible to maintain friendships outside of work, your loved one may not want to give up seeing his or her friends on a daily basis. This is especially common among people who don’t have much of a social or personal life outside of work. 

For families living in Portland, respite care can be a wonderful solution when their aging loved ones need companionship and socialization a few hours a week or just need minor assistance with daily household tasks. At Align Home Care, we thrive on helping seniors maintain their independence while living in the comfort of home.

Health Care Concerns

For many seniors, the employee benefits they receive after years of working for a company may be what keeps them working. Life and health insurance can be huge incentives to avoid retirement, especially if a senior has a spouse who is also receiving benefits from the company. This is particularly true when seniors rely on these benefits to pay for medications.

A Need for Fulfillment

Some seniors simply enjoy their work and worry they’ll lose the sense of fulfillment and purpose their jobs bring. Many people base their identities and self-worth on their ability to do well at their jobs. Because of this, seniors might worry they’ll be directionless or bored when they stop working. When your loved one eventually retires, he or she may find it difficult having so much free time. 

If you have a senior loved one who needs help maintaining a high quality of life while aging in place, reach out to Align Home Care, a leading provider of home care service Portland families can rely on. All of our caregivers are bonded, licensed, and insured, there are no hidden fees, and we never ask our clients to sign long-term contracts. Align Home Care will work with you to customize a care plan that’s just right for your loved one’s needs. Call one of our friendly Care Managers today at (207) 835-3605 to learn more about our customized care plans.


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